Mortgages for Physicians & Doctors

Loan Products for Physicians

The primary benefit of a physician loan for a primary mortgage is that it allows physicians to buy a home earlier than they would with a conventional mortgage. These lows are generally established with down payments of 0 – 10%, no PMI and flexibility with employment and DTI which makes physician loans an easier and more affordable option for new medical professionals.

Let us take care of you so you can take care of others.

Physician loans underwriting terms and qualifications are flexible because they understand new doctors may be working in an internship, residency or fellowship. Physician loan lenders will usually accept a contract of employment to verify a doctor’s income if they do not have pay stubs or W-2s that reflect their current position. Physician loans are usually set up as adjustable rate mortgages (ARMs). With an ARM, you typically pay a lower, fixed interest rate for the first few years of the loan with an gradual rate increase and rate cap.

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More than just great rates.

Easy Approvals

Easy Approvals

Speed matters. Which is why we can determine if your approved quickly.

Transparency for all

Transparency for all

We’re big fans of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.

Built on Trust

Built on Trust

We offer products and services designed to put our clients first. Always.

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